Coldwater Homes under $250,000

Coldwater Homes under $250,000

Welcome to Coldwater, Mississippi – a charming town nestled in the heart of Tate County, where Southern hospitality meets small-town charm. Known for its friendly community and rich history, Coldwater offers a serene lifestyle with easy access to the vibrant cities of Memphis and Oxford. With its picturesque landscapes and close-knit neighborhoods, it’s no wonder that families and individuals alike are drawn to this delightful locale.

One of the most appealing aspects of Coldwater is its affordability. For those seeking a place to call home, the real estate market here boasts an impressive selection of homes priced under $250,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Coldwater has something for everyone. From cozy bungalows to spacious family homes, you’ll find properties that blend comfort with value.

The town is also rich in recreational opportunities, with nearby parks and outdoor activities that make it easy to enjoy the beautiful Mississippi weather. The community hosts various events throughout the year, fostering a sense of belonging and connection among residents. With excellent schools and a low cost of living, Coldwater is an ideal place to raise a family or settle down.

Explore the charm of Coldwater, where affordable living meets a vibrant community spirit. Discover your dream home today and experience all that this lovely town has to offer!

Newest Coldwater Homes under $250,000

1625 Pryor Road, Coldwater
$189,900
3 Beds ⋅ 2 Baths ⋅ 4166529 MLS
Enjoy quiet country living on this 2-acre property featuring a 3-bedroom, 2-bath home built in 1978. This well-maintained home has a slightly dated interior—clean, functional, and ready for your personal touch. Property includes a 24x24 detached garage, a storm shelter behind the home, and a shed. Sold as-is. If you're looking for space, privacy, and a slower pace, this one is worth a look!

1625 Pryor Road, Coldwater

Listing courtesy of Burch Realty Group.

695 Powell Street, Coldwater
$180,000
3 Beds ⋅ 2 Baths ⋅ 4166169 MLS
695 Powell St is a 1-story Coldwater home with an enclosed rear porch and fireplaces in the living room and primary bedroom. The kitchen pairs brown cabinetry with preparation space along opposing walls, opening into a dining area framed by bay windows. Built-in shelving accompanies the living-room fireplace, creating a central space for gathering and display. The primary bedroom has its own fireplace and a walk-in closet, while the hall bathroom includes a tub-and-shower combination. A separate laundry room keeps utility space outside the main rooms. The enclosed porch overlooks a tree-lined backyard, with driveway parking at the front.

695 Powell Street, Coldwater

Listing courtesy of Opendoor Brokerage LLC.

2641 Arkabutla Dam Road, Coldwater
$240,000
2 Beds ⋅ 1 Baths ⋅ 4165341 MLS
Welcome home to this beautifully updated 2-bedroom, 1-bath home situated on 5.7 acres just minutes from the lake! Inside, you'll find a spacious living room, large dining area, and an oversized kitchen offering tons of cabinet and counter space, bar seating, and stainless steel appliances. The home also features a large separate pantry and laundry room, providing plenty of additional storage. Laminate flooring throughout, a beautifully tiled bathroom, updated hardware, and updated lighting. The primary bedroom features a massive walk-in closet and stylish sconce lighting, adding even more character to the space. Outside is where this property really stands out. Enjoy 5.7 beautiful acres with mature trees, along with a huge covered back porch and welcoming covered front porch—perfect for relaxing, entertaining, or simply enjoying the peaceful setting. With plenty of land, thoughtful updates, generous living spaces, and a location just minutes from the lake, this property offers the perfect combination of comfort, privacy, and country living.

2641 Arkabutla Dam Road, Coldwater

Listing courtesy of Bledsoe Realty.

713 West Street, Coldwater
$199,900
4 Beds ⋅ 2 Baths ⋅ 4164549 MLS
Completely renovated and move in ready, this classic brick ranch in Coldwater has been given a fresh new look while keeping plenty of character. Offering approximately 1,646 square feet, the home features a spacious open living area, updated flooring throughout, fresh interior paint, recessed lighting, modern ceiling fans, and an easy flowing layout. The kitchen is a standout with soft green cabinetry, butcher block countertops, updated hardware, generous counter space, and an open design that connects beautifully with the main living area. Both bathrooms have been refreshed with updated vanities, fixtures, lighting, and clean modern finishes. A separate laundry area adds convenience, while the additional living space with its rich green tones and original wood accent wall brings warmth and personality to the home. Outside, enjoy the classic brick exterior, long covered front porch, attached carport, mature trees, fresh landscaping, and a spacious yard on approximately .34 acre. This home has been thoughtfully updated from front to back and is ready for its next chapter.

713 West Street, Coldwater

Listing courtesy of RE/MAX Realty Group.

91 Holloway Road, Coldwater
$199,900
3 Beds ⋅ 1 Baths ⋅ 4163140 MLS
Great starter home or investment property. 3 Bedrooms, 1 bath on 1.20 acres. Wonderful patio area to enjoy your coffee and a screened in front porch. Lots of possibilities with this home

91 Holloway Road, Coldwater

Listing courtesy of Crye-Leike Hernando.

1669 Arkabutla Dam Road, Coldwater
$89,000
2 Beds ⋅ 1 Baths ⋅ 4160140 MLS
**AT A NEW, REDUCED PRICE! A GREAT INVESTMENT HOME, FIRST HOME, OR SECOND HOME, NEAR ARKABUTLA RECREATIONAL AREA!!! On 1.2 acres. with 2 bedrooms & the stove and refrigerator remain. Enjoy the covered front porch and there is a storage building out back. "Visit Arkabutla Lake, Dam, and Recreational areas!"

1669 Arkabutla Dam Road, Coldwater

Listing courtesy of Capstone Realty Services.

552 Central Avenue, Coldwater
$195,000
3 Beds ⋅ 2 Baths ⋅ 4159157 MLS
This 3 bedroom, 2 bathroom brick home offers a split bedroom floor plan and plenty of potential for someone ready to bring their ideas to life! Inside you'll find a spacious living room with fireplace, plus an additional den or dining room that provides flexible space for everyday living. The kitchen opens to the adjoining living area, and the home also features a separate laundry room. Washer, dryer and refrigerator will remain with the property at no additional cost. A two car garage adds even more convenience and storage. This home is being sold AS IS and offers a great opportunity for investors or buyers looking for a renovation project. Ask your lender whether an FHA 203(k) renovation loan or Fannie Mae HomeStyle Renovation loan may be an option for your purchase. Bring your vision and see the possibilities this home has to offer!

552 Central Avenue, Coldwater

Listing courtesy of RE/MAX Realty Group.

5015 Arkabutla Road, Coldwater
$245,000
4 Beds ⋅ 2 Baths ⋅ 4154198 MLS
You will love this modernly updated rural beauty! The home boasts a welcoming front porch for peaceful sittings, four bedrooms, two full baths, privacy fence, and a large back porch. Nearest stores: Dollar General, Walmart, Kroger all ranging from 5 to 20 mins away.

5015 Arkabutla Road, Coldwater

Listing courtesy of Re/Max Experts.

1010 Barr Road, Coldwater
$165,000
3 Beds ⋅ 2 Baths ⋅ 4153294 MLS
Escape to the quiet beauty of country living with this charming 3-bedroom, 2-bathroom residence located at 1010 Barr Rd, Coldwater, MS. Situated on an expansive 5.5-acre lot, this property offers the perfect blend of comfort, space, and functionality. NEW METAL ROOF! AC is 3 years old. The home features a spacious living room and a large, functional kitchen, ideal for entertaining or quiet family evenings. The generous living space is complemented by a beautiful stone fireplace, providing a cozy focal point for your home. For those who love to work with their hands or need room for hobbies, the property includes a dedicated workshop. This space is designed to accommodate your projects, with enough room to house a motorcycle and an additional loft area that provides excellent overhead storage. Outside, the property provides ample room to roam, garden, or simply enjoy the privacy of your own retreat. You are perfectly positioned to enjoy the best of North Mississippi's outdoor recreation, with easy access to the scenic Coldwater River and the nearby Arkabutla Lake, famous for its excellent fishing, boating, and camping opportunities. Whether you are looking for a peaceful sanctuary or a place with room to grow, this property at 1010 Barr Rd is ready to welcome you home.

1010 Barr Road, Coldwater

Listing courtesy of Turn Key Realty Group LLC.

Start Your Search

Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

How much is your home worth?

Get instant property value now!